Baseball has long been called “The Great American Pastime” and as a part of Americana, the phrase “It’s as American as baseball, hot dogs and apple pie.” also comes to mind. We love baseball so much that we start getting our kids to play when they’re as young as 5 with the T ball leagues, then progress to Little League, through high school and college and if they’re good  Campingversicherung enough and dedicated enough, then to semi pro then professional baseball. Since there are so many different teams and leagues, sports liability insurance has to be in place in case of injury.

Medical Treatment

While the odds of injury in the T ball league that will require medical treatment are small, the worst usually being a scraped elbow or knee, there are times when a kid will fall and hit their head and as with any head injury, if there are any signs of a concussion, it has to be checked out. This means that someone will be responsible for paying the medical bills and having sports liability insurance in place means that those bills are covered properly.

Unfortunately, the odds of suffering some type of baseball related injury increases as kids get older. It’s simply to be expected that as their skills increase and when they change from kids into young men, ball velocities increase, their hitting skills get better and for those that literally put 110% effort into it, they’ll take chances and push their bodies to the max. This means that sports liability insurance becomes even more important for all teams and leagues so the medical bills will be covered for those inevitable injuries.

Regular Health Insurance

Regular health insurance isn’t designed to cover sports related injuries in a team setting. If an injury occurs while you’re playing a pick-up game of football or during a daily exercise routine, normal health insurance will cover that. However, when you’re part of an organized team, sports liability insurance is necessary since injuries sustained during team sports are considered “extraordinary circumstances” by regular health insurance companies and won’t be covered.

Sports liability insurance and camp insurance is definitely carried by schools since sports are such a big part of school spirit and so many kids take part. By having insurance, they definitely understand the need to make sure their students are protected so they’ll do the best they can for their school. Professional and semi-pro teams have the same attitude. Players are depending on the team owners to help them become the best they can be since they’re putting everything on the line for the game they love.

Insurance for Everest Base Camp Trekking

Everest base camp – Insurance

A good insurance policy is very important when trekking to Everest Base Camp. A good policy will not only cover you for general travel inconveniences such as flight delays, baggage loss or when cutting your holiday short in an emergency; it will also cover you in case you needed a helicopter rescue if you fall ill or have developed condition (such as acute altitude sickness) which may require immediate medical attention.

Travel Insurance

Although typical travel insurance does cover you against acute medical conditions but these policies normally do not cover your expenses if the medical treatment you sought was due to travelling above 2000 meters. When trekking to Everest Base Camp you will be reaching a height up to 5345 meters and your starting point would probably be at 2865 meters in Lukla! So when choosing  Campingversicherung travel insurance policy to trek to Everest Base Camp, make sure your insurance policy also provides a cover for mountain rescue flight if needed.

Nowadays, the internet has made it a lot easier to find a good insurance cover that suits your travel plan for this trek. Just by going on to a few travel insurance comparison sites will give you an instant quote on how much such policies cost. Most of them will also produce a summary of the cover as well as the detailed wordings of the policy. It is important that you read the policy documents carefully.

Once you have found the policy you are likely to buy, send an email to the insurance company giving your travel details and ask if the policy you intend to buy does include cover for mountain rescue (in this way you would have a written confirmation if mountain rescue will be part of the policy – just for your peace of mind).